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New South Wales Tax Calculator 2025–26

Calculate your take-home pay in New South Wales. Australian income tax is federal — rates and thresholds are the same across all states — but we give you the full picture specific to Sydney.

Your details

A$
Take-homeA$67,012per year
Monthly take-homeA$5,584
Bi-weeklyA$2,577
Effective tax rate21.0%
Marginal rate32.0%

Annual breakdown

  • Gross income
    A$85,000
  • Income tax(19.2%)
    -A$16,288
  • Medicare Levy (2%)(2.0%)
    -A$1,700
  • Take-home pay(78.8%)
    A$67,012

Uses ATO 2025–26 resident individual income tax rates. Read full disclaimer.

About New South Wales

New South Wales is home to Sydney, Australia's largest city. Payroll tax (employer-paid) kicks in above $1.2M annual wages. Stamp duty on property purchase is notably high, though recently reformed.

2025–26 Australian tax brackets

Medicare Levy

All Australian tax residents pay a 2% Medicare Levy on top of income tax. The levy phases in from $27,222 and applies fully from about $34,028 (single, 2025–26). Higher-income earners without private hospital cover may also pay a Medicare Levy Surcharge of 1–1.5%.

Superannuation (on top of your salary)

Your employer pays 12% of ordinary time earnings into your super fund in 2025–26 — on top of your quoted gross salary. This is not deducted from your take-home pay but isn't spendable until retirement.

New South Wales tax FAQ

How much tax do I pay in New South Wales?
Australian personal income tax is federal only — it's identical in New South Wales as it is anywhere else in Australia. For the 2025–26 year: 0% up to $18,200, 16% to $45,000, 30% to $135,000, 37% to $190,000, 45% above. Use the calculator for your exact take-home.
Does New South Wales have a state income tax?
No. No Australian state or territory levies personal income tax. New South Wales raises revenue through payroll tax (paid by large employers), stamp duty on property, land tax, motor vehicle fees, and its share of federal GST.
What's the average salary in Sydney, New South Wales?
Average full-time ordinary earnings in Australia are approximately $100,000 annually (ABS, May 2025), with NSW slightly above average. Use the calculator to see take-home on any salary.
Does the Medicare Levy apply in New South Wales?
Yes. The Medicare Levy (2% of taxable income) applies to all Australian residents regardless of state, once income exceeds approximately $27,222 (single) or $45,907 (families). It's automatically withheld by your employer.