California Paycheck Calculator 2026
Calculate your take-home pay in California after federal taxes, FICA, and California state taxes. Free, instant, and updated for tax year 2026.
Your details
Advanced (pre-tax deductions)
Annual breakdown
- Gross income$85,000
- Federal income tax(11.6%)-$9,870
- Social Security (6.2%)(6.2%)-$5,270
- Medicare (1.45%)(1.5%)-$1,233
- California state tax(4.6%)-$3,932
- CA SDI (State Disability Insurance)(1.2%)-$1,020
- Take-home pay(74.9%)$63,675
Calculations use projected 2026 IRS brackets, standard deduction, and FICA rates. Read full disclaimer.
How California taxes your paycheck in 2026
California has the highest state income tax in the US, with rates up to 12.3% (13.3% with mental health services surcharge on incomes over $1M). SDI adds 1.2% on wages.
When you look at your California paycheck, you'll see several deductions: federal income tax (withheld based on your W-4 and filing status), FICA (Social Security at 6.2% and Medicare at 1.45%), and progressive California state income tax ranging from 1.00% to 12.30%.
California income tax brackets (single filer, 2026)
| Income range | Rate |
|---|---|
| $0 – $10,756 | 1% |
| $10,756 – $25,499 | 2% |
| $25,499 – $40,245 | 4% |
| $40,245 – $55,866 | 6% |
| $55,866 – $70,606 | 8% |
| $70,606 – $360,659 | 9.30% |
| $360,659 – $432,787 | 10.30% |
| $432,787 – $721,314 | 11.30% |
| $721,314 – ∞ | 12.30% |
Federal tax brackets for 2026
Before your California tax, the IRS takes federal income tax. The 2026 federal brackets (for a single filer, Rev. Proc. 2025-32) are:
| Income range | Rate |
|---|---|
| $0 – $12,400 | 10% |
| $12,400 – $50,400 | 12% |
| $50,400 – $105,700 | 22% |
| $105,700 – $201,775 | 24% |
| $201,775 – $256,225 | 32% |
| $256,225 – $640,600 | 35% |
| $640,600 – ∞ | 37% |
Standard deduction (federal)
For tax year 2026, the federal standard deduction is $16,100 for single filers and $32,200 for married filing jointly.
FICA tax breakdown
- Social Security: 6.2% of wages up to $184,500 (2026 wage base)
- Medicare: 1.45% on all wages, with no cap
- Additional Medicare: 0.9% on wages over $200,000 (single) or $250,000 (MFJ)
FICA is a federal tax, so your California rate is identical to every other state. Your employer pays a matching 6.2% + 1.45% for you (self-employed workers pay both halves).