Ontario Tax Calculator 2026
Calculate your take-home pay in Ontario. Federal tax, provincial tax, CPP + EI — updated for tax year 2026.
Your details
C$
C$
Take-homeC$57,300per year
Monthly take-homeC$4,775
Bi-weeklyC$2,204
Effective tax rate17.0%
Marginal rate30.0%
Annual breakdown
- Gross incomeC$75,000
- Federal tax(11.9%)-C$8,913
- Ontario provincial tax(4.7%)-C$3,528
- CPP(5.6%)-C$4,182
- EI (Employment Insurance)(1.4%)-C$1,077
- Take-home pay(76.4%)C$57,300
Uses 2025 federal and provincial brackets indexed to 2026. Read full disclaimer.
Ontario provincial tax brackets
| Income range | Rate |
|---|---|
| C$0 – C$52,886 | 5.05% |
| C$52,886 – C$105,775 | 9.15% |
| C$105,775 – C$150,000 | 11.16% |
| C$150,000 – C$220,000 | 12.16% |
| C$220,000 – ∞ | 13.16% |
What you pay on every Ontario paycheck
- Federal income tax — 15% to 33% depending on bracket
- Ontario provincial tax — 5.05% to 13.16%
- CPP — 5.95% on earnings between $3,500 and $71,300, plus CPP2 4% to $81,200
- EI — 1.64% on earnings up to $65,700
Ontario Basic Personal Amount
Ontario grants a Basic Personal Amount of C$12,747. Combined with the federal BPA of C$16,129, that's over C$28,876 of income effectively tax-free.
Ontario tax FAQ
What's the top tax rate in Ontario?
Ontario's top provincial rate is 13.16%. Combined with the top federal rate (33%), your marginal rate on income above $253,414 is approximately 46.16%.
How much is CPP in Ontario?
CPP in Ontario is the same as the rest of Canada (except Quebec): 5.95% on earnings between $3,500 (basic exemption) and $71,300 (YMPE), plus 4% CPP2 on earnings between YMPE and $81,200 (YAMPE).
What's the Basic Personal Amount in Ontario?
Ontario's provincial Basic Personal Amount for 2025 is $12,747. Federal BPA is $16,129 on top of that. Both reduce your taxable income for their respective jurisdictions.
Does this calculator include provincial tax credits?
The calculator applies the Basic Personal Amount (both federal and provincial). Additional tax credits — like the Canada Workers Benefit, GST/HST credit, or province-specific credits (e.g. Ontario Trillium Benefit) — are not deducted because they depend on your overall tax situation. Use CRA's My Account for exact personal estimates.