Texas Paycheck Calculator 2026
Calculate your take-home pay in Texas after federal taxes, FICA, and no state income tax. Free, instant, and updated for tax year 2026.
Your details
Advanced (pre-tax deductions)
Annual breakdown
- Gross income$85,000
- Federal income tax(11.6%)-$9,870
- Social Security (6.2%)(6.2%)-$5,270
- Medicare (1.45%)(1.5%)-$1,233
- Take-home pay(80.7%)$68,628
Calculations use projected 2026 IRS brackets, standard deduction, and FICA rates. Read full disclaimer.
How Texas taxes your paycheck in 2026
Texas has no state income tax. The state is funded largely by property tax and sales tax, both above the US average.
When you look at your Texas paycheck, you'll see several deductions: federal income tax (withheld based on your W-4 and filing status), FICA (Social Security at 6.2% and Medicare at 1.45%), and that's it at the state level — Texas has no state income tax on wages.
Federal tax brackets for 2026
Before your Texas tax, the IRS takes federal income tax. The 2026 federal brackets (for a single filer, Rev. Proc. 2025-32) are:
| Income range | Rate |
|---|---|
| $0 – $12,400 | 10% |
| $12,400 – $50,400 | 12% |
| $50,400 – $105,700 | 22% |
| $105,700 – $201,775 | 24% |
| $201,775 – $256,225 | 32% |
| $256,225 – $640,600 | 35% |
| $640,600 – ∞ | 37% |
Standard deduction (federal)
For tax year 2026, the federal standard deduction is $16,100 for single filers and $32,200 for married filing jointly.
FICA tax breakdown
- Social Security: 6.2% of wages up to $184,500 (2026 wage base)
- Medicare: 1.45% on all wages, with no cap
- Additional Medicare: 0.9% on wages over $200,000 (single) or $250,000 (MFJ)
FICA is a federal tax, so your Texas rate is identical to every other state. Your employer pays a matching 6.2% + 1.45% for you (self-employed workers pay both halves).