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Arizona Paycheck Calculator 2026

Calculate your take-home pay in Arizona after federal taxes, FICA, and Arizona state taxes. Free, instant, and updated for tax year 2026.

Your details

$
Advanced (pre-tax deductions)
$
$
Take-home$66,868per year
Monthly take-home$5,572
Bi-weekly$2,572
Effective tax rate21.0%
Marginal rate25.0%

Annual breakdown

  • Gross income
    $85,000
  • Federal income tax(11.6%)
    -$9,870
  • Social Security (6.2%)(6.2%)
    -$5,270
  • Medicare (1.45%)(1.5%)
    -$1,233
  • Arizona state tax(2.1%)
    -$1,760
  • Take-home pay(78.7%)
    $66,868

Calculations use projected 2026 IRS brackets, standard deduction, and FICA rates. Read full disclaimer.

How Arizona taxes your paycheck in 2026

Arizona uses a flat 2.5% income tax rate, one of the lowest flat rates in the country.

When you look at your Arizona paycheck, you'll see several deductions: federal income tax (withheld based on your W-4 and filing status), FICA (Social Security at 6.2% and Medicare at 1.45%), and a flat 2.50% Arizona state tax on your taxable income.

Federal tax brackets for 2026

Before your Arizona tax, the IRS takes federal income tax. The 2026 federal brackets (for a single filer, Rev. Proc. 2025-32) are:

Income range Rate
$0 – $12,400 10%
$12,400 – $50,400 12%
$50,400 – $105,700 22%
$105,700 – $201,775 24%
$201,775 – $256,225 32%
$256,225 – $640,600 35%
$640,600 – ∞ 37%
Source: IRS Rev. Proc. 2025-32 — 2026 inflation adjustments

Standard deduction (federal)

For tax year 2026, the federal standard deduction is $16,100 for single filers and $32,200 for married filing jointly.

FICA tax breakdown

FICA is a federal tax, so your Arizona rate is identical to every other state. Your employer pays a matching 6.2% + 1.45% for you (self-employed workers pay both halves).

Arizona paycheck FAQ

How much is state income tax in Arizona?
Arizona uses a flat state income tax of 2.50% on taxable income, after a standard deduction of $14,600 (single filer).
What is FICA and how much will I pay in Arizona?
FICA is a federal tax that funds Social Security (6.2% of wages up to $184,500 in 2026) and Medicare (1.45% on all wages, plus 0.9% on wages over $200,000). FICA is the same nationwide — your Arizona address doesn't change it.
How do I estimate my take-home pay in Phoenix, Arizona?
Enter your gross salary in the calculator above and select "Arizona" as your state. The calculator automatically applies federal tax (based on your filing status), FICA, and Arizona's flat state income tax. Your net annual, monthly, and bi-weekly take-home pay display instantly.
Does this calculator include local taxes in Arizona?
Arizona does not have local or county income taxes on wages, so the calculator's estimate reflects your full tax burden (federal + state + FICA).
What is the cost of living in Arizona?
Cost of living varies across Arizona. Major metros like Phoenix typically run above the statewide average. Use the take-home figure from the calculator as the starting point for comparison.

Compare with nearby states