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Indiana Paycheck Calculator 2026

Calculate your take-home pay in Indiana after federal taxes, FICA, and Indiana state taxes. Free, instant, and updated for tax year 2026.

Your details

$
Advanced (pre-tax deductions)
$
$
Take-home$66,066per year
Monthly take-home$5,505
Bi-weekly$2,541
Effective tax rate22.0%
Marginal rate25.0%

Annual breakdown

  • Gross income
    $85,000
  • Federal income tax(11.6%)
    -$9,870
  • Social Security (6.2%)(6.2%)
    -$5,270
  • Medicare (1.45%)(1.5%)
    -$1,233
  • Indiana state tax(3.0%)
    -$2,562
  • Take-home pay(77.7%)
    $66,066

Calculations use projected 2026 IRS brackets, standard deduction, and FICA rates. Read full disclaimer.

How Indiana taxes your paycheck in 2026

Indiana has a flat 3.05% state rate, plus county-level income taxes (not included in this estimate).

When you look at your Indiana paycheck, you'll see several deductions: federal income tax (withheld based on your W-4 and filing status), FICA (Social Security at 6.2% and Medicare at 1.45%), and a flat 3.05% Indiana state tax on your taxable income.

Federal tax brackets for 2026

Before your Indiana tax, the IRS takes federal income tax. The 2026 federal brackets (for a single filer, Rev. Proc. 2025-32) are:

Income range Rate
$0 – $12,400 10%
$12,400 – $50,400 12%
$50,400 – $105,700 22%
$105,700 – $201,775 24%
$201,775 – $256,225 32%
$256,225 – $640,600 35%
$640,600 – ∞ 37%
Source: IRS Rev. Proc. 2025-32 — 2026 inflation adjustments

Standard deduction (federal)

For tax year 2026, the federal standard deduction is $16,100 for single filers and $32,200 for married filing jointly.

FICA tax breakdown

FICA is a federal tax, so your Indiana rate is identical to every other state. Your employer pays a matching 6.2% + 1.45% for you (self-employed workers pay both halves).

Indiana paycheck FAQ

How much is state income tax in Indiana?
Indiana uses a flat state income tax of 3.05% on taxable income.
What is FICA and how much will I pay in Indiana?
FICA is a federal tax that funds Social Security (6.2% of wages up to $184,500 in 2026) and Medicare (1.45% on all wages, plus 0.9% on wages over $200,000). FICA is the same nationwide — your Indiana address doesn't change it.
How do I estimate my take-home pay in Indianapolis, Indiana?
Enter your gross salary in the calculator above and select "Indiana" as your state. The calculator automatically applies federal tax (based on your filing status), FICA, and Indiana's flat state income tax. Your net annual, monthly, and bi-weekly take-home pay display instantly.
Does this calculator include local taxes in Indiana?
Partially. Indiana has local city/county income taxes in some areas (for example, some municipalities add 0.5–3%). The calculator estimates state-level only — check with your employer or local tax authority for exact local withholding.
What is the cost of living in Indiana?
Cost of living varies across Indiana. Major metros like Indianapolis typically run above the statewide average. Use the take-home figure from the calculator as the starting point for comparison.

Compare with nearby states